A woman holding a mobile phone

Instant Cash Loan
Financing the Next Billion

At True Balance, we focus on non-online payment users, and non-credit score users. These are users who are underbanked or not serviced by the traditional financial institutions. We aim to ensure to reach the next billion users of India who deserve financial help.

Apply → Approve → Disburse within 30 mins

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Light, Fast and Simple

True Balance is fast, simple and seamless. 
We facilitate fast disbursal of loan which involves few simple steps. As small as Rs.1,000 to as big as Rs.60,000 
we are here to serve you. Experience instant and secure lending with us.

24 Hours Approval
5 Simple Steps

24*7 Available

5 Simple Steps


24*7 Available

Unlike others, our commitment to you is not time bound, we are available 24 hours, all days around the year. There’s no reason that stops us from serving you


75+ million downloads

We are the preferred lending platform for over 10 million users. Join the club of happy loan takers


100% Safe & Secure

True Balance is RBI registered entity that facilitates lending on its platform and  follows every protocol to protect your information and prevent any unauthorized use

Our Service Features


PPI licensed Entity

True Balance provides Prepaid Payment Instruments in mobile wallet form as guided in RBI's Master Directions on the Issuance of Prepaid Instruments. The wallets facilitates recharge, bill payment etc.

Easy access

Easy Access

We facilitate hassle free, 24hrs access to credit from anywhere, anytime

Customised Product

Customised Products

Our product and services are customised to fit in your financial needs 

RBI Licensed Lending Partner

RBI Licensed Lending Partner

Loans at True Balance app are only facilitated through RBI licensed NBFC

Instant & Fast

Instant & Fast

Loan application process is fast and disbursals instant


Making Finance Available For All

Our rate of interest is industry defining which makes loans affordable for all.

Got rejected by others, try us. 

We will be  your first partner in financial need and grow with you
 as your financial partner.